In today’s market finding out where to get car insurance is an extremely easy task.
If you are reading this then you clearly have access to the internet; insurance advertisements are rife on-line and whether on the search engine page or subsequent pages leading to this one you will no doubt have noticed an advertisement for where you can get some sort of insurance.
Just turn on the television and there is an insurance advertisement on almost every commercial break providing a website and phone number for consumers to call, more often than not this is specifically for car insurance. There are even insurance advertisements on the radio telling you where to get car insurance, which is a very popular form of media considering that millions of people will listen to commercial radio everyday. Walk out of the house and into town and there are posters at bus stops, on the side of buses and taxis, billboards advertising where to get car insurance.
In the states insurance giant Geico use the cockney speaking Gecko character to push their business. The look, the accent the adverts are all catchy, amusing, in some way memorable to the consumer who sees the insurance advertisements over and over and over again! Open the daily newspaper or your favourite magazine and there are adverts on almost every page for insurance, big, colourful and eye-catching. They are almost impossible not to notice.
So we all know that media is a huge way to inform the consumer how and where to get car insurance. I will now proceed to explain the avenues the media tactics are trying to get the consumer to go down in order to apply for car insurance.
There are several places where you can get car insurance. I have listed these below:
* By visiting the insurer to take out cover directly
* By visiting a financial adviser or broker who will apply to the insurer for you
* By visiting a price comparison website who you can apply to the cheapest insurer through
Visiting the Insurer Directly
The days of paper application forms are drawing to a close. Insurers in current times are encouraging consumers to apply on-line where they will generally offer a reduced rate as a reward for using their website. For anybody that has access to the internet this really is the a simple way of getting car insurance. Almost every form of media advertising used by the insurer will have their website details plastered all over it. Once you are online the steps to applying are straight forward and you are on a secure server so there is no danger by inputting your personal and sensitive details. The best thing about getting your car insurance on-line is that it is quick and in no time at all you can have a cover note.
Alternatively you can telephone the insurer and make your application this way. Telephone numbers are just as common on media advertising from the insurers and this method can be just as quick to obtain cover. A cover note can be posted or emailed to you upon completion of your application by the customer services representative that you have spoken to. The common problem that consumers face via this method is automated phone system where you are on the phone for 10 minutes having to choose through 14 options before you actually get to speak to somebody. Even then another common annoyance for the consumer is that they are speaking to a foreign call centre agent who’s English is far from clear. Business can quite frequently be lost with consumers losing patience with foreign call centers and it can put people off ever using this method or even the same insurer again!
Visiting a Financial Adviser or Broker
If you like the human touch and would like advice from somebody independent then a Financial Adviser or Broker is the way forward when you are considering where to get car insurance. The broker will go through your requirements and approach the insurance company for you to get quotations which they will run by you before on your behalf making the application on-line or over the telephone. This is very simple as somebody else is doing the work however it is a little more time consuming as you will have to make and attend an appointment before the insurance is taken out.
Price Comparison Websites
These have become a very popular option for consumers who want to know where to get car insurance. Price comparison websites will as the name suggests compare the cover available across the market. All you need to do is complete a few variables on their site to highlight the type of cover it is that you require and they will provide you with the best price, you can then make your application through them, often for a special deal rate exclusive to that site.
The option of where to get car insurance may even come to you. If you are an existing customer of any insurance company they will periodically contact you about renewing your policy with them.